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Non-QM Mortgage Lender Florida Maryland DC Atlanta | Jhenesis Mortgage

Freedom from W-2 Rules

Bank Statement • DSCR • P&L Loans

Florida • Maryland • DC • Atlanta

20+ Years • 500+ Clients • 4.9★ (557 Reviews)

Why Banks Say No. We Say Yes.

Bank Statement Loans

Use 12–24 months of deposits. No tax returns.

DSCR Investor Loans

No personal income. Close in 10 days.

P&L Only Loans

Business owners qualify with profit & loss.

Get Pre-Approved in 60 Seconds

Frequently Asked Questions

We use 12-24 months of personal or business bank deposits to qualify you. No tax returns needed.

As fast as 10 days. No personal income verification.

No. We specialize in non-QM loans for self-employed and investors.