Empowering Military Families: Your Guide to VA Loans in Orlando
Explore VA loans for military families in Orlando: benefits like no down payment, eligibility requirements, and how Jhenesis Mortgage can help you achieve homeownership
How to Find the Best Home Loan in Orlando: Your Guide to Securing the Perfect Mortgage
Looking for the best home loan in Orlando? Jhenesis Mortgage shares expert tips on finding top rates and lenders. From FHA to VA loans, get personalized solutions for your Central Florida home. Contact us to start your journey!
Mortgage Rate Buydown: Save Money on Your Home Loan
Save on your home loan with a mortgage rate buydown! Explore how a 1-0 buydown can cut your payments by $375/month and why seller-paid options make it a smart choice in 2025.
How Student Loan Status Affects FHA and Conventional Mortgages for First-Time Homebuyers in Orlando
Discover how student loans affect your FHA or conventional mortgage as a first-time homebuyer in Orlando. Jhenesis Mortgage breaks down Fannie Mae and Freddie Mac guidelines, with real-world examples and tips to overcome rising interest rates.
Why Real Estate Deals Fall Through Due to Financing and How to Prevent It
With 80% of real estate deal failures linked to financing, this blog uncovers the top reasons loans fall through and offers practical strategies for buyers, loan officers, and agents to keep transactions on track.
Can You Really Buy a Home with No Money Down? I Did—Here’s How
As a single mom and nurse in Orlando, I thought homeownership was out of reach—until I discovered Hometown Heroes, Orlando’s Down Payment Assistance, and seller credits. With Stacy Ann Stephens and Jhenesis Mortgage, I bought my first home with no money down. Read my story, explore FAQs, and learn how you can achieve the same dream!
Bridging the Gap: Why Black Homeownership Lags and How to Prepare for Homeownership in Orlando, FL
Stacy Ann Stephens, Top Black Mortgage Broker at Jhenesis Mortgage, Orlando’s Premier Black-Owned Mortgage Company Understanding the Disparity in Black Homeownership The National Association of Realtors’ (NAR) recent report highlights a stark disparity in homeownership: 83% of home buyers were White/Caucasian, while only 7% were Black/African American. This gap reflects systemic challenges that have persisted for …
Bank Statement Loans: Tailored Mortgage Solutions for Self-Employed Borrowers
Bank Statement Loans are a game-changer for self-employed borrowers! Skip the hassle of tax returns and qualify using 12-24 months of bank statements. Learn about minimum down payments, costs, and how this flexible mortgage option can help you achieve your homeownership dreams.
Why Mortgage Rates Are Staying High: The Ties to National Debt and Bonds
Explore the factors keeping mortgage rates high in 2025. From national debt to bond yields, we break down the economic dynamics affecting homebuyers