DSCR Loans

DSCR Investor Loans Florida Maryland DC Atlanta | No Personal Income | Jhenesis Mortgage

DSCR Investor Loans

No Personal Income Required

Qualify using rental income only. No W-2, no tax returns, no paystubs. Perfect for real estate investors.

Close in 10 Days • Up to 80% LTV • Loan Amounts to $5M

Program Highlights

No Personal DTI

Qualify based on property cash flow only (DSCR ≥ 1.0).

Close in 10 Days

Fastest investor loan in the Southeast.

Up to $5 Million

Purchase or cash-out refinance on investment properties.

Qualification Made Simple

  • No personal income verification
  • DSCR ≥ 1.0 (some programs allow 0.75)
  • Up to 80% LTV purchase / 75% cash-out
  • Credit score as low as 660
  • Unlimited properties financed
  • Foreign nationals welcome
  • Interest-only options available

Get Pre-Approved in 60 Seconds

Frequently Asked Questions

Debt Service Coverage Ratio = Monthly rent ÷ Monthly PITIA. Must be ≥ 1.0 (some programs allow 0.75).

No. We only look at the property’s rental income.

As fast as 10 days. Often faster than traditional banks.

Yes! No limit on number of financed properties.

Ready to Add Another Property?

No personal income docs. Close in 10 days.

Get Pre-Approved Now – 60 Seconds

Unlock the Power of Cash Flow for Your Real Estate Investments

Flexibility

Flexible Financing Options

Our Flexible Financing Options give you the freedom to choose the best loan structure for your needs. Tailored solutions mean you can invest with confidence and ease!

Simplicity

Simple Application Process

Our Simple Application Process makes securing your DSCR loan a breeze! Just fill out the form, and our team will guide you every step of the way. Itʼs that easy!

Support

Dedicated Advisor Team

Our Dedicated Advisor Team is here to help you succeed! With their expertise, you’ll receive personalized guidance tailored to your investment goals. Youʼre never alone!

Growth

Investment Growth Strategies

Our Investment Growth Strategies are designed to maximize your property’s potential. We provide insights and tools to help you make smart decisions for lasting success!

Clarity

Transparent Loan Terms

With our Transparent Loan Terms, you’ll know exactly what to expect. No hidden fees or surprises—just clear, straightforward information to help you make informed choices!

Accessibility

Easy Online Access

Enjoy Easy Online Access to your loan information anytime, anywhere! Our user-friendly platform ensures you can manage your investments with just a few clicks. Stay connected!