Discover how student loans affect your FHA or conventional mortgage as a first-time homebuyer in Orlando. Jhenesis Mortgage breaks down Fannie Mae and Freddie Mac guidelines, with real-world examples and tips to overcome rising interest rates.
With 80% of real estate deal failures linked to financing, this blog uncovers the top reasons loans fall through and offers practical strategies for buyers, loan officers, and agents to keep transactions on track.
Ready to invest in real estate? DSCR loans make it easier for self-employed and seasoned investors to buy properties that cash flow. Join Stacy Ann Stephens, a 20-year realtor and investor, to explore why now is the perfect time to grow your portfolio with Jhenesis Mortgage.
As a single mom and nurse in Orlando, I thought homeownership was out of reach—until I discovered Hometown Heroes, Orlando’s Down Payment Assistance, and seller credits. With Stacy Ann Stephens and Jhenesis Mortgage, I bought my first home with no money down. Read my story, explore FAQs, and learn how you can achieve the same dream!
Stacy Ann Stephens, Top Black Mortgage Broker at Jhenesis Mortgage, Orlando’s Premier Black-Owned Mortgage Company Understanding the Disparity in Black Homeownership
Bank Statement Loans are a game-changer for self-employed borrowers! Skip the hassle of tax returns and qualify using 12-24 months of bank statements. Learn about minimum down payments, costs, and how this flexible mortgage option can help you achieve your homeownership dreams.
Explore the factors keeping mortgage rates high in 2025. From national debt to bond yields, we break down the economic dynamics affecting homebuyers
