Traditional Loans

Traditional FHA VA Conventional Loans Florida Maryland DC Atlanta | Jhenesis Mortgage

Traditional Loans

FHA • VA • Conventional • USDA

Low rates, low down payment, and lightning-fast closings. Perfect for first-time buyers, veterans, and W-2 employees.

Close in 21 Days • Rates as Low as 5.99% • 100% Financing Available

Choose Your Perfect Loan

FHA Loans

3.5% down. Credit scores as low as 580.

VA Loans

0% down for veterans & active duty.

Conventional

3% down. Best rates. PMI removable.

USDA Loans

0% down in rural & suburban areas.

Qualification Made Simple

  • FHA: 3.5% down, 580+ credit
  • VA: 0% down, no monthly MI
  • Conventional: 3% down, PMI drops at 20%
  • USDA: 0% down, income limits apply
  • Credit scores as low as 580Close in 21 days or less
  • First-time buyer programs available

Get Pre-Approved in 60 Seconds

Frequently Asked Questions

Yes! Conventional loans allow 3% down for first-time buyers.

VA loans have 0% down and seller can pay most closing costs.

Typically 21 days — faster than most banks.

Yes — 0% down in eligible rural & suburban areas.

Your Dream Home Is Waiting

Low rates. Low down payment. Fast approval.

Get Pre-Approved Now – 60 Seconds