Profit & Loss Statement Loan
Jhenesis Mortgage Profit and Loss Statement Loan for self-employed is designed just for you! With no tax returns or bank statements needed, qualifying has never been easier. Simply use your CPA/EA/PTIN holder profit and loss statement to show your income. This loan is perfect for busy professionals like doctors, lawyers, contractors, and business owners. You can close in just 21 days and access up to 80% loan-to-value. Plus, don’t worry if your credit score is as low as 640; we’ve got you covered! Experience the freedom of fast financing tailored to your needs. Get started today!
Fast Approval
With our Fast Approval loan, you’ll breeze through the application process! Forget the hassle of lengthy paperwork and endless waiting. Jhenesis Mortgage focus on your profit and loss statement for self-employed, allowing for a quick and easy qualification. Ideal for busy professionals, this loan helps you secure the funds you need without the usual delays. Plus, you can close in just 21 days! Whether you’re looking to buy a new property or refinance, our Fast Approval service ensures you get the financing you deserve, when you need it. Don’t let time hold you back—apply now and experience the speed!
Flexible Terms
Jhenesis Mortgage Flexible Terms P & L home and refiancing loans for self-employed are designed to meet your unique financial needs. We understand that every business is different, so we offer personalized options that fit your situation. With no tax returns or bank statements required, you can use your CPA/EA/PTIN holder-prepared profit and loss statement to qualify easily. Enjoy loan-to-value ratios up to 80% and close in just 21 days! Whether youʼre a doctor, lawyer, contractor, or entrepreneur, our flexible terms give you the freedom to manage your finances on your own terms. Discover how easy financing can be—explore your options today!
Client Success
I was overwhelmed trying to secure a loan for my practice. Jhenesis made it so simple! They understood my needs and guided me through every step. I couldn’t believe how quickly I was approved—just 12 days! The profit & loss loan option was perfect for me, and I didn’t have to dig through tax returns. I highly recommend Jhenesis to anyone looking for fast, flexible financing!
Dr. Emily Carter
P&L Only Loans
Just Your Profit & Loss
No tax returns. No bank statements. Use your CPA-prepared P&L to qualify. Perfect for doctors, lawyers, contractors, and business owners in Florida, Georgia, Maryland & Washington D.C.
Close in as little as 12 Days • Up to 90% LTV • Credit Scores as Low as 640
Program Highlights
Only P&L Needed
CPA-prepared Profit & Loss statement (YTD + 1 prior year).
No Bank Statements
We don’t look at deposits — only your P&L.
Close in 21 Days
One of the fastest self-employed solutions available.
Qualification Made Simple
- CPA-prepared P&L (YTD + 1 prior year)
- No tax returns required
- No bank statements needed
- Up to 90% LTV purchase / 80% cash-out
- Credit score as low as 640
- Loan amounts up to $2,500,000
- Self-employed 2+ years
Get Pre-Approved in 60 Seconds
Frequently Asked Questions
Do I need tax returns?
No. Only a CPA-prepared P&L is required.
Who prepares the P&L?
Your CPA or accountant. Must be on their letterhead.
How recent does the P&L need to be?
YTD (current year) + full prior year.
Can I close fast?
Yes — as fast as 12 days from application.
Stop Overpaying in Taxes
Use your real profit to get approved — not your tax return.
Get Pre-Approved Now – 60 Seconds