P&L Only Loans
Just Your Profit & Loss
No tax returns. No bank statements. Use your CPA-prepared P&L to qualify. Perfect for doctors, lawyers, contractors, and business owners.
Close in 12 Days • Up to 90% LTV • Credit Scores as Low as 640
Program Highlights
Only P&L Needed
CPA-prepared Profit & Loss statement (YTD + 1 prior year).
No Bank Statements
We don’t look at deposits — only your P&L.
Close in 12 Days
Fastest self-employed solution available.
Qualification Made Simple
- CPA-prepared P&L (YTD + 1 prior year)
- No tax returns required
- No bank statements needed
- Up to 90% LTV purchase / 80% cash-out
- Credit score as low as 640
- Loan amounts up to $2,500,000
- Self-employed 2+ years
Get Pre-Approved in 60 Seconds
Frequently Asked Questions
No. Only a CPA-prepared P&L is required.
Your CPA or accountant. Must be on their letterhead.
YTD (current year) + full prior year.
Yes — as fast as 12 days from application.
Stop Overpaying in Taxes
Use your real profit to get approved — not your tax return.
Get Pre-Approved Now – 60 Seconds